To assist banks and fintechs in making more inclusive, effective credit choices, Alloy is expanding its credit underwriting product.

The identity risk management business Alloy is extending its credit underwriting skills to assist financial product developers such as banks and fintechs in handling their overall credit risk. By spotting upsell and cross-sell opportunities, Alloy helps lenders make better credit decisions, capture default risk, and boost income in a difficult macroenvironment. Additionally, Alloy automates product remarketing and credit line management, assisting lenders in maintaining acceptable credit levels and proactively extending offers to customers for new products.